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Stressed Woman

Are you overspending, swarmed by debt, overwhelmed by bills?  You don't have a budget, a savings strategy or a plan for your money? 

A chaotic financial life can be very daunting, and frustrating. It severely limits your ability to save, pay off debt and have a healthy organized and productive financial life.

We can help you bring order to your financial chaos.

​We understand your financial stress...

  • You're working hard so you can live well now and in the future.

  • You earn well but your bank account doesn't reflect it.

  • You KNOW you should have more saved but the missing zeros in your account are consistent and ever present. 

  • You've tried to work a budget, you've made resolutions, you've even bought some "how to" guides.

  • At the end of the day, you find yourself on a hamster wheel.​

  • And you are worried about your future, the future of your family and your best bet is to try to secure yet a higher paying job. 

Get off the hamster wheel and let us help you.

Happy Girl

Our clients say it better than we can.  They share their journey to financial freedom.

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"I went from bankruptcy to saving over $100K!"

"Amy helped me work through some serious mindset blocks!"

Five Stars!!!

Brandon and Natalie say...​

"We were staring down the barrel of about $80,000 in debt.  We were earning very well but between our debt and bills, we were literally working to pay other people and taking home very little money for our family to enjoy. Neither of us knew how we had let it get this bad. 

We sat down with Amy and went over a plan of how to not only tackle our massive (and ever growing!) debt once and for all but also get a firm grasp on our finances and plan for our futures and our kid’s futures. Going through Amy’s program really changed the relationship we have with money and spending. More importantly, it will change the way that we teach our kids about money. 


So far, we have paid off over $32K in debt in a little over 2 years! We've built a healthy savings and are on track to be completely debt free!

I absolutely love Amy for doing this program! She is passionate about financial coaching and such a great motivator."


~Brandon and Natalie, Hawaii

Jay says...

"I earned over $90K a year.  You would think that was great but I spent way too much  I lived beyond, my means, got overextended, had too much debt and ended up with a bankruptcy. It was soon after that that I met Amy.  Amy helped me overhaul my financial life. She taught me to manage my finances better. She was very thorough.  She didn't just throw a  budgeting spreadsheet at me, she went much deeper.  She help me set achievable goals, worked with me to change my money mindset, helped me develop a savings and debt plan.

 Her program was personalized for my situation.  Since then, I have rebuilt my credit despite the bankruptcy, built a savings of over $100K and have paid off my student loans! 

Thank you Amy for helping me break free!

~Jay, Maryland

98% Customer Satisfaction!

Lucia says...

"I totally and wholeheartedly recommend Amy as your  financial coach! She has helped me work through some serious mindset blocks that kept me from seeing the path toward becoming financially free. 


At first, I was super hesitant about working with a coach but I knew I had get real about my debt.  I had a lot of burdening shame about my debt but when the opportunity came to work with Amy, I said "Yes". 


Before I started working with Amy I had no real money structure.  I would almost compulsively spend all of my income by the end of each month. Nothing was set aside for savings or to repay my debt. 


Amy is so compassionate and empathetic that all my fears of being judged went away. She is so gentle, knowledgeable, structured and persistent. 

We’ve worked together to shift my perspective around debt and create a clear, personalized debt elimination plan that I can actually use.


For anyone who needs help, I highly recommend Amy as their financial coach. Why continue struggling on your own?


 ~Lucia, Romania. 

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Our singular intent is to help you move you to your  goals quickly.  We work with you to develop a Realigned Mindset, a Well-defined Strategy and identify the Proper systems that are critical to your success in scaling your savings account to see results and help you make that move to a solid savings foundation that you would be proud of.

If you are tired of the grind, if you are tired of the hamster wheel, NOW is the time to jump off and see the results you crave.

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We're Mike & Amy Horan, Your Personal Finance Transformation Coaches

Money does not have to be stressful.  With the right financial coaching, tools and support, you can achieve a healthy financial future and make your money WORK FOR YOU.


As your Financial Transformation Coaches.  We empower you to take control of your money instead of letting your money dictate your path.

Ready to start seeing results?

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